Trucking is class code 7219. It's one of the most expensive codes on the books, and a small fleet pays the full price for it alone.
Your experience mod is your claim history turned into a number. One bad year with two hurt drivers can push it over 1.0 and keep it there for three years. Every carrier that quotes you looks at that number first.
You join a Professional Employer Organization, or PEO, with thousands of other employees in it. You pay the group's workers' comp rate instead of your own. The same team runs:
You buy with the group, but you're rated on your own record. Other fleets' claims never land on your bill.
We look at every group that fits your company, including ones you'd likely never find on Google. You see the best 2 or 3 side by side, with every fee in the open. If what you have is better, we tell you to keep it. The group you pick pays us. You never get a bill from us.
Your loss runs and payroll stay inside STK. We never sell your name to agent lists. Read the full pledge